The 13 Best Online Therapy Services That Are Tried, Tested, and Expert-Approved

We tested 80 online therapy providers: these are the ones we recommend

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Online therapy should make it easier to care for your mental health in a way that fits your life and budget. Some estimates suggest 70% of Americans can’t access traditional, in-office therapy because of various obstacles, including cost, lack of public transportation, and therapist shortages. Online therapy—i.e. therapy conducted virtually through phone calls, video chats, emails, and text messages—can help bridge this gap for anyone seeking mental health support. Research suggests that online therapy can be just as effective as face-to-face sessions, and therapists agree. “While individual preferences exist, most people can benefit from online therapy, with comparable outcomes to in-person sessions,” says Amy Marschall, PsyD, a clinical psychologist and subject matter expert.

The best online therapy is affordable and provides qualified, experienced therapists. To help you find the right service for you, we surveyed over 10,000 users at 80 different online therapy companies and directories, then we signed up and tested the services ourselves for a minimum of a month to evaluate each service’s cost, convenience, therapist qualifications, and user care. We also sent questionnaires to each company and evaluated each service with the help of three licensed therapists to compile this list of online therapy services we stand behind.

13 Best Online Therapy Services of 2023

Why Trust Us
80
Companies reviewed
10,637
Total users surveyed
350
Data points analyzed
We surveyed 105 users from 55 online therapy companies and 180 users from 25 therapist directories and asked the companies to complete questionnaires. Then, we tested the services ourselves across multiple states, conducted comprehensive data collection research, and evaluated our results with the help of three licensed therapists.

Privacy:

There have been some concerns raised by the Federal Trade Commission (FTC) and several government officials about what user health information online therapy providers collect and what they do with any information they collect.

When choosing an online therapy provider, we recommend that you read the company’s privacy guidelines before you sign up to better understand whether it is HIPAA-compliant and whether it shares any private information with third parties.

Best for Availability : BetterHelp


  • Price: $240 to $360+ per month
  • Is Insurance Accepted?: No
  • Type Of Therapy: Individual Therapy
Special Offer

Verywell Mind readers get 20% off their first month of BetterHelp membership.

Why We Chose It

In the United States in 2020, a little over 28% of Americans could not receive the mental health care they needed. There are many reasons for this, but one of the main ones is that many people live in therapy deserts—regions where there are not enough mental health providers to meet demand. That is why BetterHelp stood out to us during our test of 80 services, surveying over 10,000 people: Not only does it have a network of over 30,000 therapists, but this network serves all 50 states and over 200 countries, allowing almost anyone to easily and quickly access the talk therapy they need.

Pros & Cons
Pros
  • Has a network of over 30,000 providers

  • Available in all 50 states and 200 countries

  • Therapist bios available prior to sign-up

  • Relatively thorough intake questionnaire

  • Sessions can take place via audio call, video call, live chat, or asynchronous messaging

Cons
  • You cannot choose your own therapist at sign-up

  • Only one subscription plan available

  • Will redirect you to a sister site if you want couples or teen therapy

  • Company engages in surge pricing

Our Experience

We had seven different people from various geographical locations (including New York, Ohio, and the United Kingdom) sign up for therapy at BetterHelp to see if its services suited people with a wide range of needs, different mental health conditions, racial backgrounds, gender identities or sexual orientations, and family dynamics. 

We were impressed with BetterHelp’s range and speed: It could find therapists no matter where we signed up and did so quickly.

The company says it will match you with a therapist within 48 hours, but we generally found the matching process to take less than a day. We were also impressed with the quality of the matches, despite initial concerns that we could not choose the therapist ourselves. Each therapist was licensed in the state we were testing from, had expertise in our area of concern (like anxiety, depression, trauma, parenting concerns, or something else), and had a range of different qualifications and credentials, ranging from psychotherapists and marriage and family therapists to clinical social workers and licensed professional counselors.

It was easy to schedule weekly sessions with our therapists through the BetterHelp app, and most had a variety of session times available, making it easy to fit in over a lunch break at work or later in the evening. We also appreciated the ability to communicate with a therapist in various ways: You get one weekly 30- to 45-minute live session with your therapist (via audio call, live chat, or video call) and unlimited asynchronous messaging between sessions.

While we generally found the video calls to be our preferred format for therapy, it was nice to message therapists after hours when something was bothering us, receive helpful worksheets based on topics we’d discussed in session, or discuss other scheduling issues.

The quality of replies we received did vary by therapist, with some therapists defaulting to scripted or rehearsed responses rather than responses personalized to our messages. In addition, we sometimes had technical issues during our sessions, with occasional lagged video and audio cutting out.

Our testing revealed BetterHelp is most appropriate for people experiencing mild or moderate mental health conditions or concerns, such as mild anxiety, depression, or parenting and relationship issues, rather than more serious mental illnesses. It only offers one type of therapy—individual talk therapy, not couples or group—doesn’t offer psychiatry and may not be a fit for conditions like severe depression, eating disorders, and psychosis. It is also not for anyone in crisis. If you need medications as part of your treatment, BetterHelp will have to refer you elsewhere. 

Plans & Pricing

BetterHelp only offers one therapy subscription that includes:

  • Four live video sessions per month via phone call, video, or online chat
  • Unlimited asynchronous text, audio, and video messages between sessions
  • An online journal that your therapist has access to 

The price of this plan varies from $60 to $90 per week, though you are billed monthly upfront (which means you’ll pay between $240 to $360 once a month before attending therapy). This range in prices is because the company engages in surge pricing, which means you will pay a different amount depending on where you live, your therapy needs, your financial situation, and the demand for mental health care at the time you sign up. 

You will likely have to pay this subscription fee out-of-pocket because unlike some of the other companies on our list, BetterHelp does not accept health insurance. 

What Users Say

When we surveyed 105 current and former BetterHelp users, most had a generally favorable impression of the services they received. 

Most users (86%, to be precise) rated the company good, very good, or excellent overall, and roughly the same amount (87%) rated their therapist’s qualifications the same way. In addition, three-quarters of our surveyed users said all or most of their needs were met by their BetterHelp therapist, and just a little more than that said they were likely or very likely to recommend the company to others. 

Of those that had tried another therapy service, 84% rated the services they received at BetterHelp better than those they’d received in the past.

Best for Couples : ReGain


  • Price: $240-$360+ per month
  • Is Insurance Accepted?: No
  • Type Of Therapy: Couples Therapy, Individual Therapy
Special Offer

Verywell Mind readers get 20% off their first month of ReGain membership.

Why We Chose It

Research has found that couples counseling isn’t just for when your relationship is on the rocks—it can be helpful for anyone in a romantic relationship who’d like to improve communication, trust, and intimacy with their partner. That’s why, after reviewing 80 different online therapy companies and over 10,000 users, we recommend ReGain, which specializes entirely in relationship therapy. You can sign up alone or with your partner, or start alone and invite your partner later—making ReGain a great choice for anyone in any kind of relationship.

Pros & Cons
Pros
  • Specializes exclusively in relationship therapy

  • Sign-up process is detailed to make the best therapist match

  • You and your partner can access sessions from different places 

  • Sign up alone, with your partner, or invite your partner later

  • Couples can attend joint sessions from different devices or locations

Cons
  • Therapist is chosen for you

  • Not HIPAA-compliant

  • Surge pricing policy means you may pay more depending on where you live and demand for therapy at sign-up

Our Experience

We asked five people (with and without their partners) to sign up and test ReGain for us so we could thoroughly understand how the service worked if you signed up alone or with your partner. We wanted to see if there were any significant differences in the quality of care if you signed up in different states, like New York vs. South Dakota. But overall, like with its sister site BetterHelp, we were impressed with the accessibility, convenience, and flexibility ReGain offers. We could schedule sessions at almost any time of day, including evenings and weekends, and could communicate with our therapists via video, audio, or live chat, so no matter how busy we were, we could find a time and type of therapy that worked for us.

Each time we signed up, we were paired with a trained therapist with that specialized expertise in relationship therapy and the areas of concern we’d raised in our intake questionnaire.

Plus, unlike other companies offering relationship therapy, ReGain gave us the choice of signing up alone, with a partner, or starting alone and inviting a partner later, a nice touch for anyone in a relationship where one partner is reluctant to start therapy.

While we were testing, the company also added a new feature allowing two people to access the same room or join therapy sessions from different devices from anywhere in the country, making ReGain exceptionally accommodating, especially if you’re in a long-distance relationship.

The therapists we worked with were professional, listened to us, and could meet our needs, whether those were suggestions about improving communication or parenting advice. Some also shared worksheets to review in between sessions.  

A few things to know about signing up for ReGain: If you sign up with a partner, you can access a shared messaging room with your therapist, meaning you can both see and read anything one of you says to your therapist. We found being able to read our partner’s responses somewhat uncomfortable—it felt like we were introducing problems into our therapy that we couldn’t immediately address, so the issues would simmer until we had our therapist back as a mediator. This negatively impacted how useful we found the asynchronous messaging.

We also found 45 minutes to be on the shorter side for a couples session where two people had to talk. (Traditional couples therapy lasts 60 to 90 minutes for each session.)

While you can plan additional weekly sessions as needed, you cannot schedule them at the same time back-to-back for an extended session to discuss a particularly challenging issue. Those sessions also cost an additional $25 per session on top of your subscription price, which can make the cost add up quickly. Also, while you can sign up individually, we don’t recommend it. When we tried the service alone, we found it harder to find a therapist we connected with—and one even questioned why we should do individual relationship counseling if our partner wasn’t willing to attend. As a result, the service might be better suited to couples experiencing milder relationship troubles, like improving communication or working on their parenting skills—not more serious issues, such as whether or not they should end a relationship.

Plans & Pricing

There is only one type of subscription plan at ReGain, which includes:

  • Unlimited asynchronous joint messaging with your therapist
  • One 30- to 45-minute live video session per week

This plan's cost ranges from $240 to $360 per month, depending on your location and therapist preference due to the surge pricing policy of its parent company, BetterHelp. A scholarship option is available if you apply and are willing to share details about your financial situation.

What Users Say

The results of our survey of 105 new and former ReGain users were generally positive. Most (88%) of the users we surveyed said the qualifications of the therapist they were matched with were good, very good, or excellent, and more than three-quarters rated ReGain as good, very good, or excellent overall. 

In addition, four out of every five survey respondents said their therapist met most or all of their needs, while almost three out of four respondents said they were likely or very likely to recommend ReGain to a friend.

Most Comprehensive : Talkspace


  • Price: $69-$109 per week for monthly plans; $65 for each additional live session
  • Is Insurance Accepted?: Yes
  • Type Of Therapy: Couples Therapy, Individual Therapy, Medication Management, Psychiatry, Teen Counseling
Special Offer

Get $100 off your first month using promo code VERYWELL100.

Why We Chose It

When you’re new to seeking therapy, you may not always know exactly what kind of therapy you want. For example, maybe you’re experiencing issues in your relationship and also struggling with depression and are not sure if individual or couples therapy makes more sense. Or, maybe you’re not sure if you should see a therapist or a psychiatrist for your anxiety. That’s why Talkspace stood out to us during our testing and when compared to the 79 other companies we reviewed: it’s a one-stop shop for virtual mental health treatment, offering individual therapy, couples therapy, teen therapy (ages of 13 to 19), and psychiatry, while also specializing in care tailored to veterans and the LGBTQ+ community.

Pros & Cons
Pros
  • Multiple subscription plans available to meet different needs and budgets

  • Numerous health insurance plans are accepted

  • Therapy available in all 50 states

  • Can sign up for individual, teen, couples therapy and psychiatry services

  • Website has helpful blogs and articles about mental health

Cons
  • You cannot find subscription prices until you begin the sign-up process

  • Frequent technical issues when joining sessions

Our Experience 

To thoroughly test Talkspace and all its different services, we had ten people from a variety of different backgrounds, professions (including some therapists), and locations (from New York to South Dakota) sign up for its multiple subscription options to get a better sense of how well the company serves a variety of needs. Overall, we were impressed with the company’s comprehensive options and quality of care.

With a network of 3,000 therapists across all 50 states, we were pleased with how well the company matched us with qualified, competent, affirming providers, regardless of whether we signed up for individual, couples, or teen therapy.

The matching process was fast, too: After we filled out an intake questionnaire, we received our match in less than 24 hours (and when signing up using the app, we got to pick between three therapist options). If we didn’t have a connection with the therapist we were matched with, we could easily switch with the click of a button, which would then show us three more therapists to choose from. 

We also like that Talkspace offers several different methods of communication (including live chat, asynchronous messaging, phone calls, or live video sessions) and a range of other subscription plans for individual and teen therapy. For example, the cheapest plan includes just asynchronous messaging with your therapist, which allows you to message them whenever you want and receive at least one response five days a week, Monday to Friday.

While text therapy has been shown to be effective in some studies, particularly for milder mental health conditions, we found the quality of responses we got back from our therapists varied wildly. Sometimes the answers were thoughtful and personalized; at other times, they were robotic and superficial. The live chat option worked particularly well for teen therapy since it allows for written communication without the lag of waiting a long time for a response, making the exchange feel more like a conversation, only over a teen-friendly platform. Talkspace could also be a suitable communication method for someone with social anxiety. 

We also appreciate that it is just as easy to switch plans at Talkspace as it is to swap therapists.

If you sign up for individual therapy but decide that couples therapy makes more sense for you, you can change it anytime in your patient portal. You can also add additional psychiatry services to any plan, and your Talkspace psychiatrists will then be able to work with other Talkspace providers to give you the care you need, including prescribing you medication such as antidepressants.

Talkspace is also HIPAA-compliant, meaning it complies with the federal law protecting personal health information—though keep in mind that this does not mean that the company is exempt from the general privacy concerns that plague the online therapy world.

In addition, we were disappointed to find that Talkspace’s live video or audio sessions are only 30 minutes long, which is shorter than the other online therapy companies we tested (and most in-person therapy too).

While the shorter session time does make it easier to slot therapy into busy schedules (like your lunch break at work), it does make it challenging to have the time to delve into more serious issues you might be experiencing.

We found the 30-minute sessions especially short for couples therapy, where covering a lot of ground in that little time can be difficult. 

Plans & Pricing

If you sign up for individual or teen therapy, you can choose between three therapy subscription plans, which range in price from $69 to $109 a week (though you’re billed monthly and upfront). The plan options include messaging only; video and live messaging therapy; or video, messaging, and workshop therapy (though in our experience, the workshops were not worth the extra cost due to the limited topic options and times available). 

There is only one couples therapy plan, which costs $109 a week (billed monthly) and includes one live video session a week and messaging therapy. 

Psychiatry services are considered add-on services and are billed per session, not as a subscription. Your intake session will cost $249 and include a full psychiatric evaluation. Follow-ups then cost $125.

What Users Say

Of the 105 new and past Talkspace users we surveyed, nine out of 10 users rated their overall experience at Talkspace as excellent, very good, or good. Not only that, but a whopping 97% of those that had tried another online therapy service said Talkspace was much better, better, or a little better than others they’d tried in the past.

Three out of four users also said they’d return to Talkspace if they ever needed to find a new therapist, while 82% said they would recommend Talkspace to a friend or someone like them.

Best for Psychiatry : Talkiatry


  • Price: Depends on your insurance
  • Is Insurance Accepted?: Yes. Yes. BCBS, Cigna, UnitedHealthcare, Aetna, Tricare, Medicare, and others
  • Type Of Therapy: Individual Therapy, Medication Management, Psychiatry
Why We Chose It

Although access to psychiatric services and medication management is critical to mental health and quality of life, an estimated 50% of U.S. counties don’t have a single practicing psychiatrist. Talkiatry’s online psychiatry services can help address a dire need, connecting you to providers licensed in your state but who might otherwise be too far away for you to make an in-office visit. The company offers affordable, convenient medication management. We particularly like that while Talkiatry narrows down a list of psychiatrists it thinks might be a good match for you, the choice is ultimately yours. This is why, of the 80 companies we tested and 10,000 users we surveyed, Talkiatry stood out to us as the best resource for online psychiatry.

Pros & Cons
Pros
  • Team of board-certified psychiatrists

  • Free initial consultation

  • Select your own psychiatrist from a list Talkiatry recommends based on your needs

  • Hour-long first consultation

  • Easily switch psychiatrists

  • In-network with most major insurance carriers

  • Available in 43 states

Cons
  • Not available nationwide

  • Need to email for a self-pay quote

  • Doesn’t ship medication to you

  • Talk therapy only available via referral from your Talkiatry psychiatrist

  • $100 fee for canceling or rescheduling with less than 48 hours’ notice

Our Experience

Over six months of reviewing online mental health companies, we’ve found that many online psychiatry services generally offer impersonal care and rushed sessions—but that was not the case with Talkiatry during our testing.

We were impressed with the thoroughness of the questionnaire and intake session (which lasted 60 minutes—more than twice as long as intake sessions at other companies we tried).

We found the psychiatrist warm and approachable from the first meeting. The appointment began on time, and our psychiatrist was very welcoming. Thanks to the longer session time, we felt we had the time to discuss our treatment history and give the psychiatrist the time to develop a personalized treatment plan. We left with all our questions answered and knew what to expect moving forward. And keeping with the practice of extended sessions, Talkiatry’s follow-up psychiatry sessions last 30 minutes—twice as long as its competitors.

The service is also very convenient. Scheduling follow-ups is easy: You click the date and time you'd like to have your appointment in the patient portal, or you can schedule in session through your therapist if you prefer. If a medication is prescribed, it is sent directly to a local pharmacy near you—and if for some reason that pharmacy can't fill it, your provider will move it over to another pharmacy for you quickly. If you don't like your psychiatrist, switching is easy too. The psychiatrist we met brought up switching during our first session straightforwardly, telling us we could make a change—no hard feelings—at any time, which removed any awkwardness right from the start.

Talkiatry also stood out to us because it accepts most major health insurance plans—and you can quickly check if your plan is accepted and what your copay would be before signing up.

This is a big deal considering that, in the U.S., only a little over half (55%) of psychiatrists accept insurance, compared to 89% of other board-certified doctors and specialists—which means it can be tough to find affordable psychiatric care, even online. That said, if you do not have insurance, this is not the company for you because it only accepts patients with insurance.

There are a few more things to be aware of. While Talkiatry therapists provide talk therapy, you can only access those therapy services with a referral from your Talkiatry psychiatrist—and there is a waiting list to see those providers. So if you think you need therapy but are uncertain whether you need medication, Talkiatry is likely not the service for you.

Additionally, there are certain conditions the company’s psychiatrists do not treat, including eating disorders, substance use disorders, and schizophrenia. In addition, Talkiatry is only available in 43 states; it does not cover Alaska, Delaware, Idaho, New Mexico, North Dakota, South Dakota, and Wyoming. We also found that if you begin the sign-up process but do not pick a provider or schedule your first session, the company will email and call you as a follow-up. However, it will only attempt to contact you once; you do not need to worry about repeated calls or emails if you do not respond to the first one.

Plans & Pricing

Talkiatry isn’t a subscription service. Instead, you pay per session with your psychiatrist plus the cost of any prescribed medication. The price you pay per session will depend on your insurance.

What Users Say

The 105 Talkiatry users we surveyed had overwhelmingly positive reports of their time with the company. Nearly all (95%) of users said the services they received at Talkiatry were good, very good, or excellent, and more than two-thirds felt their psychiatrist met most or all of their needs. Users also told us that Talkiatry’s reasonable cost (thanks to insurance) was one of the top three reasons they chose to use the company and 81% were satisfied or very satisfied with the selection of psychiatrists Talkiatry offered. Nine out of 10 said their psychiatrist’s qualifications were good, very good, or excellent.  

In regards to what their specific psychiatrist did particularly well, 85% said their provider had a good, very good, or excellent bedside manner, and 58% said they felt their provider really listened to them. Seventy percent of users said they’d come back to Talkiatry if they needed a similar service again, and nearly 90% would recommend Talkiatry to a friend, making it a no-brainer for us in terms of psychiatric care.

Best for Anxiety and Depression : Brightside


  • Price: $95-$349 per month
  • Is Insurance Accepted?: Yes
  • Type Of Therapy: Individual Therapy, Medication Management, Psychiatry
Why We Chose It

Two of the most common mental health conditions in the United States are anxiety and depression: Approximately 40 million adults are affected by anxiety-related disorders, and 17.3 million adults are affected by depression. That’s why a mental health service specializing exclusively in treating those conditions makes a lot of sense—and Brightside was the company that did best in our testing of 80 companies and over 10,000 users because it offers accessible, affordable therapy and psychiatric medication management.

Pros & Cons
Pros
  • Specializes in anxiety and depression

  • Provides both therapy and psychiatry services

  • Free assessment available

  • Free self-care resources without needing to sign up

    Matches you with a provider

Cons
  • Only accepts five insurance providers

  • You can’t choose your own therapist

  • No same-day appointments

Our Experience

We had two people try out Brightside’s services from different parts of the country (North Carolina and New York) so that we could get a sense of the company’s quality of care—and we were impressed. By specializing entirely in treating depression and anxiety disorders (including generalized anxiety disorder, panic disorder, and social anxiety) through talk therapy and (if appropriate) medication, the company has streamlined its service to be effective, reliable, and affordable regardless of where you live. We were also particularly impressed with its self-care services—a bonus to its therapy and medication management plans—that include self-paced audio lessons and exercises you can try between therapy sessions. 

The company uses cognitive behavioral therapy, or CBT, as the core of its talk therapy treatment plans.

This evidence-backed therapy approach is frequently used to treat depression and anxiety because it can be very effective. The method involves working with your therapist to recognize negative thought patterns and learning new ways of thinking or reacting to triggering experiences, like feeling wrong or rejected. It’s also a technique that has been shown to be very effective virtually—which is why it works so well for Brightside. Our live sessions were 45 minutes and held over video calls at convenient times, including evenings and weekends. Thanks to the messaging feature, we could message our therapist anytime through our portal. Some therapists also sent us worksheets and other CBT materials to read through that same messaging portal, which we appreciated, since it helped us feel supported during our therapy journey.

Something else that stood out to us during our testing was how thorough the intake process was: It took about 15 minutes to complete and involved two different assessments, one to assess us for symptoms of depression and one to evaluate us for signs of anxiety.

After completing that process (and providing our payment information), we could use the self-care resources immediately as we awaited our therapist match. Like with BetterHelp, we could not pick our therapist, but we were able to provide a list of dates and times for our first appointment before our match was made. The thorough intake did help make the matching process work well for us the first time, though the second time, we did request a switch to a new provider—which turned out to be a bit of a hassle. We had to email the customer service team, which followed up 24 business hours later, asking what we were looking for in our new therapist (such as gender and area of expertise). We were then assigned a new therapist. Based on our experiences, if you are looking for structured, solution-focused support, especially for anxiety and depression, we highly recommend Brightside.

Plans & Pricing

Brightside has three subscription plans, all of which can be offset if you have an in-network insurance provider. 

  • Medication only: $95 per month, plus your pharmacy copay or $15 for medication; includes an initial 15-minute video consultation with a psychiatrist, ongoing provider care and monitoring, and self-care tools to use at your own pace
  • Therapy only: $299 per month; includes unlimited messaging and, after an initial 45-minute session, one 30-minute therapy session per week (additional video sessions can be purchased for $59 per session)
  • Therapy + medication: $349 per month; includes everything in the other two plans
What Users Say

The 105 users of Brightside we surveyed had similarly positive experiences with the company. Nearly all (90%) of users gave the company an overall rating of good to excellent, and three-quarters said they were likely or very likely to recommend Brightside to a friend. In addition, four out of five reported that their therapist’s qualifications were good, very good, or excellent, and the majority (62%) said they would use the service again if they were starting over with the process of searching for a therapist.

Most Affordable : E-Therapy Cafe


  • Price: $196-360 per month; $55 a session
  • Is Insurance Accepted?: No
  • Type Of Therapy: Couples Therapy, Individual Therapy
Why We Chose It

The cost of therapy is often the reason why people opt out of it and, unfortunately, the number of people who can’t afford therapy is rising: 42% of adults with a mental illness say they were not able to get the treatment they needed because they could not afford it. This is why we recommend E-Therapy Cafe as the most affordable option over the other companies we tested: it’s a company that, while small, is trying to close that gap by offering affordably priced therapy. We liked that it pulls out all the financial stops with discounts, insurance reimbursements, and financial aid, making online therapy with E-Therapy Cafe more affordable and accessible.

Pros & Cons
Pros
  • Easy to find prices on the website

  • All therapists are licensed and life coaches are certified

  • Discounts for students, veterans, and first responders

  • You can choose your own therapist for a better fit

  • Customer service is responsive and helpful

Cons
  • No psychiatry offered

  • Sessions don’t carry over if you don’t use them all within a month

  • There are more coaches than licensed therapists

Our Experience

We asked four people to sign up for E-Therapy Cafe to see if its affordable price (and smaller size) affects its ability to provide a variety of accessible, quality mental health services across different states it serves, including Colorado, California, and Michigan. But despite having some concerns (based solely on its outdated website and boutique size), we were overwhelmingly surprised with how well this company delivers on its promises. Yes, its sessions are only 30 minutes long—short for individual therapy and especially for couples therapy—but the company has the lowest out-of-pocket subscription therapy prices of all the companies we reviewed. It delivers on its mission statement of helping people “get unstuck.”

For a smaller company, we were impressed by its breadth of services, which includes not only individual therapy and couples counseling but also LGBTQ+ counseling, trauma counseling, military counseling, bridal coaching, and prescriptions for emotional support animals—specialties that are not easily found in the online therapy world.

Its therapists are well qualified and include a range of specializations and credentials, such as licensed therapists, social workers, and certified life coaches. Bear in mind that the company isn’t always clear about what these credentials mean. For example, we found that the website uses the terms “therapist,” “counselor,” and “coach” interchangeably, but coaches—while they can be helpful for more minor issues—are not held to the same licensure standards and laws as licensed therapists. Our coaching sessions focused mainly on goal-setting, decision-making, and behavioral changes—rather than delving deeper into historical and emotional issues—were as helpful as the sessions with licensed therapists. The company does not offer psychiatry, so you must look elsewhere if your treatment plan requires medication.

Throughout our testing, we had multiple ways to access sessions at E-Therapy Cafe: We could choose between live video sessions, live audio sessions, real-time chat, and e-journaling, which was a format unique to this company and involved writing a 700-word entry to our therapist, which they would then read and respond to in their own time with a letter back to us. However, we don’t recommend the e-journal format; the word count puts pressure to write something longer to make the most of your “session” (since every entry is billed the same as a virtual therapy session), which is a pressure that text-based therapy at other companies doesn’t have. We missed the real-time responses and personal connection of a live conversation with a therapist.

Despite the short session time for couples therapy, E-Therapy Cafe was the service we were most impressed with.

We worked with three therapists, with one of our testers switching halfway through. Though one therapist was five minutes late to our first appointment, she gave us the full half hour, going beyond our scheduled time, and our second sessions with each therapist involved a deeper dive into the issues we came to therapy to discuss. We appreciated that we could schedule at many different hours, timing our sessions after work, with one as late as 9 p.m. We enjoyed the service so much that we considered using it after the testing period ended.

Plans & Pricing

E-Therapy Cafe allows you to pay per session ($50 for your first trial session, then $55 for each session afterward) or sign up for one of its two subscription plans:

  • E-Therapy Four: Four sessions per month with your therapist; costs $196 a month
  • E-Therapy Eight: Eight sessions per month for $360

Subscription plans and pay-as-you-go rates apply to individual and couples therapy and coaching sessions. Each plan includes a set number of sessions with your therapist as determined by the one you opt in to as well as an online chat service located within a private portal. These sessions with your therapist can be a 30-minute live video, an e-journal entry with a 700-word maximum, or a 30-minute instant chat. Sessions can be stacked and expire within 30 days of purchasing them.

What Users Say

While E-Therapy Cafe’s team of therapists is smaller than its competitors, most of the 105 users we surveyed (80%) said they were either satisfied or very satisfied with the selection of therapists available. In addition, nearly every user rated the company as good, very good, or excellent, and 90% said they found the therapists’ qualifications to be top-notch (despite the confusion surrounding coaches versus licensed therapists). More than three-quarters of users reported that they’d try E-Therapy Cafe again if they needed to go searching for a new therapist, and most (89%) of those that had tried online therapy somewhere else thought the services they received from E-Therapy Cafe were better.

Best for Flexibility : Thriveworks


  • Price: Session rate varies by provider; starts at $99 per session
  • Is Insurance Accepted?: Yes
  • Type Of Therapy: Couples Therapy, Family Therapy, Group Therapy, Individual Therapy, Medication Management, Psychiatry, Teen Counseling
Why We Chose It

When it comes to taking care of yourself, including your mental health, lots of things can get in the way, like work commitments, childcare issues, school, family commitments, and financial limitations. This made Thriveworks stand out in our research against the other companies we tested: it makes finding time for therapy really convenient. You can schedule same-day or next-day appointments, as well as early morning, late evening, and weekend appointments. It accepts health insurance, offers a variety of therapy types (including individual therapy, couples therapy, child/teen therapy, family therapy, and psychiatry), and even offers in-person or hybrid therapy through its 380 centers across all 50 states (though many states only had one location listed).

Pros & Cons
Pros
  • Same-day appointments are available

  • Multiple ways to connect with therapists

  • Accepts a wide range of insurance plans

  • Self-pay is an option

  • Lenient cancellation policy

    380+ in-person locations

Cons
  • Not available in every state

  • Messaging is unavailable

  • Children’s services not available everywhere

Our Experience

We asked four people to sign up and test Thriveworks’s therapy services to understand its different therapy offerings (including therapy for adults, kids, and families) and level of care across various states (including Kentucky, Massachusetts, Missouri, and Kansas). Overall, we were impressed.

With such an extensive network of over 3,000 social workers, therapists, professional counselors, psychologists, and psychiatrists and 380 in-person locations, it’s able to offer a level of flexibility to its users that most other companies were not: multiple therapy types, early morning, evening and weekend session times; and the option to do virtual, hybrid, or in-person therapy depending on where you live.

You can choose your therapist at Thriveworks during sign-up from a list of providers in your state, and we liked this flexibility. In this way, the site operates like a directory: You can filter through the list by location, conditions the providers can treat, insurance plans accepted, and type of therapy offered. However, we were a little disappointed that the therapist bios were short, and there wasn’t any filter to search for therapists that were LGBTQ+ friendly or had experience treating people with disabilities—both factors that were important to us in our testing.  

The therapists also treat many different mental health conditions, including anxiety, addiction, relationship distress, depression, and trauma, which means it’s relatively easy to find the kind of care you need. And throughout our testing, we found the therapists to be warm, skilled, and qualified, making us feel like we were seeking care at a cozy private practice, not a giant national company. 

Therapy at Thriveworks starts with an intake session, which means you meet with your therapist and review your medical and mental health history to develop a treatment plan—and we were especially impressed with our therapists’ thoroughness during this intake. Rather than just asking open-ended questions (like “What are you looking to get out of therapy?”), the therapists asked specific, detailed questions so we could get to know each other quickly.

Our therapist was so thorough in one intake session that we went over by 25 minutes at no extra charge.

The biggest drawback to Thriveworks is that there are differences in what services are offered depending on where you live. For example, while we wanted to test virtual therapy for kids in Kentucky, we could not because no providers were available—and the closest brick-and-mortar location was too far of a commute. We are encouraged by the fact that Thriveworks is actively working on improving its nationwide therapy offerings. While we were testing its services, it did not yet offer therapy in all 50 states (only 43). For example, New York had no locations in December of 2022, but it has since opened a location in Buffalo as of May 2023. However, that location is still not useful for someone who lives in New York City, for example, and wants to try in-person or hybrid therapy since Buffalo is over a six-hour drive away. 

Plans & Pricing

Plans and pricing with Thriveworks aren't as straightforward as other online therapy companies. Pricing depends on the provider you choose and the treatment you receive. If you’re paying out of pocket, you can expect prices to start at $99 per session. But Thriveworks also accepts a wide range of insurance plans, such as Blue Cross, Anthem, Optum, UnitedHealthcare, Aetna, Cigna, Humana, and more. If your insurance is accepted, you’ll likely only be responsible for your copay. 

What Users Say

Of the 105 users we surveyed that had used Thriveworks for their therapy needs, nearly half said that morning, evening, and weekend availability was important to them when choosing an online therapy service—and nine out of 10 rated the company as good, very good, or excellent overall and four out of five said they would recommend Thriveworks to a friend or someone like them. 

In the end, more than three-quarters of survey respondents (78%) said they found a provider who met most or all of their needs at Thriveworks.

Best Range of Specialties : LifeStance Health


  • Price: $150-$300 per session out-of-pocket
  • Is Insurance Accepted?: Yes
  • Type Of Therapy: Children's Therapy, Family Therapy, Group Therapy, Individual Therapy, Medication Management, Psychiatry, Teen Counseling
Why We Chose It

No two people need the same thing out of therapy. For example, if you’ve just given birth and you think you might be experiencing postpartum depression, your needs might be different from someone who has been dealing with depressive thoughts since they were a child. That’s why we choose LifeStance Health for our list: Its therapists have the most comprehensive range of specialties of any of the 80 companies we reviewed. Not only that, but it caters to kids, teens, adults, couples, and families; accepts numerous insurance plans; provides psychiatric services; and offers both in-person and virtual care.

Pros & Cons
Pros
  • Access to a diverse range of mental health professionals

  • Treats more conditions than most online therapy companies

  • Teletherapy and in-person appointments may be available within a week of sign-up

  • Switching therapists is simple and quick

  • You can cancel service at any time, no questions asked

  • Accepts insurance

Cons
  • No online pricing guide

  • Doesn’t serve 16 states, including the Dakotas and Connecticut

  • No way to personalize session details, such as length of session or live chats at a specific time

  • Cannot message therapist outside of sessions

  • Asks for a payment method immediately upon signing up

Our Experience

We had four people sign up and test LifeStance Health’s individual adult therapy, couples counseling, and family therapy services in four states: Florida, Illinois, Oregon, and New York, respectively (four of the 34 states LifeStance serves). 

Immediately, we were impressed with the range of services provided; the fact that this one company could offer insurance-covered, quality mental health services to people of any age, anywhere, with the option of either online or in-person impressed us greatly.

But what stood out most was the 42 different mental health issues and conditions its providers were qualified to treat—way more than at any other company we tested.

It was clear from sign-up that the service takes its mission statement, “there’s no one face to mental health conditions,” seriously. It is there to develop a unique treatment plan, no matter what you’re dealing with. 

Initially, we were concerned that in the attempt to “do it all,” the care we’d receive at LifeStance Health would feel impersonal, but that was not the case. The therapists we met with for individual therapy were compassionate and attentive, making us feel heard. In couples therapy, we appreciated how well both therapists we worked with were able to guide the conversation with insightful questions so both partners could feel heard, involved, and understood.

We also appreciated that we could choose our therapist, too, and there were plenty to choose from during sign-up (as many as 700 when we signed up for couples therapy, for example).

The therapists at LifeStance are also racially and culturally diverse, and we could filter the therapist list to find providers with gender identity, sexual orientation, and language spoken when that was important to us.

However, we encountered some issues when trying to sign up for family therapy because there wasn’t a therapist available in our state to take new patients. Despite calling customer service and speaking with the director of operations, we were never able to schedule a family therapy session—we opted for individual sessions instead—so it’s important to note that the number of types of therapy and specializations does vary across the 34 states LifeStance serves. 

Still, this did not overshadow the fact that this company is an excellent choice for someone seeking online therapy from a specialized therapist for various conditions, including depression, anxiety, and postpartum anxiety or depression. You can schedule appointments with a psychiatrist and in-person sessions if your diagnosis requires it (as may be the case with schizophrenia or bipolar disorder). It’s also a great choice for family therapy if your state offers it. 

Plans & Pricing

LifeStance Health is not a subscription service, meaning you pay per therapy session you book. How much you pay for those sessions then varies based on what therapist you work with, what kind of care you need, and whether you have health insurance.

You can check whether your health insurance is accepted directly on the website, and if your plan is in-network, you will likely pay a copay. If you’re paying out-of-pocket, sessions range from $75 to $300 per-session for individual talk therapy (for adults, kids, or teens), couples therapy, or family therapy. 

Psychiatric consultations range from $200 to $300 per session; follow-ups cost between $150 to $250.

What Users Say

Of the 105 users of LifeStance we surveyed, almost nine out of ten rated the company’s services as good, very good, or excellent overall, and an overwhelming majority (90%) felt the same about the qualifications of their therapists. 

Nearly three-quarters of survey respondents could use their insurance to pay for therapy, and 22% indicated that having access to in-person sessions was important to them in their search for mental health care. All in all, 73% of users found a therapist at LifeStance who met most or all of their needs. Seventeen percent of users sought psychiatry services through LifeStance, and nearly 9 out of 10 rated its psychiatry services as good, very good, or excellent.

Best With Insurance : Teladoc


  • Price: $0-$299
  • Is Insurance Accepted?: Yes
  • Type Of Therapy: Couples Therapy, Individual Therapy, Psychiatry, Teen Counseling
Why We Chose It

The average cost of talk therapy, when paid out-of-pocket, can be as high as $200 per session, which means you might need to spend $800 a month for your mental health care—or more if you also need to see a psychiatrist and take medication. This can make mental health care unaffordable to a lot of people (especially considering the median household income in the US is $70,784), and while the Affordable Care Act made it easier to use health insurance to cover mental health treatment, not all therapists accept insurance because of the high administrative burden (read: paperwork) and low reimbursement rates from insurance companies. This made Teladoc stand out in our testing of 80 companies and over 10,000 users: It accepts 60 different insurance plans, which is more than any other company we tested, including some Medicare and Medicaid plans.

Pros & Cons
Pros
  • Accepts a wide range of insurance plans

  • Available in all states

  • Medication management offered

  • Choose your own therapist

  • Couples therapy available

Cons
  • Limited insurance information prior to sign-up

  • No free trials or discounts

  • Company does not focus on therapy

Our Experience

We had three people from Missouri, California, and Texas sign up for and test online therapy services at Teladoc, and overall, we had a great experience. Not only could we use our insurance to pay for therapy—a rarity in both the online and in-person therapy worlds—but we were pleased with the number of insurance plans accepted.

Being in-network with 60 different insurance plans—including Medicare and Medicaid in some states—means that most people can use their insurance benefits at Teladoc for therapy, reducing the amount you have to pay to a simple copay or coinsurance payment.

For example, if your therapist accepts your insurance plan, you might only be responsible for a $20 copay, which is only 20% of the usual full price of $99 per session at Teladoc. We also appreciated that, unlike Talkiatry or other competitors, it wasn’t just a therapy company for the insured. At around $99 per session, Teladoc is still more affordable out-of-pocket than the average therapy session in the US.

We also didn’t feel like we were skimping on quality for affordability at Teladoc because the quality of care we received was outstanding. We found Teladoc’s team of accredited psychiatrists, psychologists, counselors, and social workers to be highly qualified and available to support numerous mental health needs, including anxiety, depression, grief, work-related stress, and trauma. We found our therapists to be friendly and compassionate, though one seemed a bit clinical in the first intake session, where they appeared to be reading from a list of questions, which stunted the natural flow of conversation a bit. However, this therapist warmed up over time so that, in the end, we found all the therapists to be attentive, caring, and good listeners. 

While we tested Teladoc’s individual adult therapy, we were also pleased with the variety of services it offers, including teen therapy, couples therapy, and psychiatry.

This made us feel confident that, should we require a different kind of care, Teladoc could still help us because the company makes it easy to switch or add on services (including medical services) whenever you want. 

Admittedly, Teladoc doesn’t have a super thorough intake process. When we signed up for therapy, we just had to fill out a short online form that consisted of sharing our demographic information, then picking a reason for why we were seeking therapy (and there were only six reasons to choose from—COVID-19 concerns, anxiety/depression, drug/alcohol addiction, family/relationship issues, stress, or other) and answering five quick questions. Then we were shown a list of therapists that might be a match, but you can also pick whoever you want based on their availability. Being able to choose our therapist was something we liked: we didn’t feel saddled with someone an algorithm chose for us. We also appreciated that once you do pick a therapist and begin seeing them regularly, you can message them between sessions through your patient portal. 

Plans & Pricing

Teladoc doesn’t have a subscription therapy plan. Instead, once you’ve selected your therapist, you pay per session or psychiatry visit. However, the price is the same out-of-pocket no matter who your therapist is: $99 per session.

Psychiatry session prices are set too. You’ll pay $299 for your initial psychiatry consultation, then $119 per follow-up visit. However, if your insurance plan is accepted—which is highly likely, since Teladoc accepts over 60 plans—you’ll pay less out-of-pocket than either of these prices. 

What Users Say

Of all the 80 companies we evaluated, Teladoc scored the highest in user satisfaction: a whopping 97% rated the company as good, very good, or excellent overall.

In addition, more than four out of five users said they used their insurance to pay for services, with more than three out of five rating the company as affordable or very affordable. Eighty percent of users could find a therapist who met most or all of their needs, and an impressive 94% thought the therapist qualifications at Teladoc were excellent, very good, or good.

Best for Family Therapy : Little Otter


  • Price: $90 intake session fee; $540 for assessment bundle; $2,040 for 12-session bundle; $500 for psychiatric evaluation; $250 for each psychiatric follow-up
  • Is Insurance Accepted?: Yes
  • Type Of Therapy: Children's Therapy, Couples Therapy, Family Therapy, Teen Counseling
Why We Chose It

In the U.S., one in five kids lives with a mental health condition, but finding treatment for those kids is not easy, which is why only about 20% of kids with a mental health condition receive the treatment they need. There simply aren’t enough therapists that treat kids, especially in “therapy deserts,” or places where mental health resources are already scarce. Even online, most companies only treat teens if they treat children at all. But that’s why Little Otter stood out amongst the 80 companies we reviewed: It specializes in treating this underserved demographic by offering therapy and psychiatry services for children from birth to age 14. Plus, it offers family therapy, couples counseling for parents, and parent coaching services as part of its “whole family” approach to treatment.

Pros & Cons
Pros
  • Treats children ages 0-14

  • Offers parent coaching and family therapy services

  • Free initial informational call

  • All therapy is HSA/FSA eligible

  • Therapy session packages are discounted

Cons
  • Only available in 11 states

  • Only accepts one insurance provider

  • High out-of-pocket costs

Our Experience

We asked three parents and their kids to sign up and test Little Otter’s therapy for kids and parents coaching services from Pennsylvania and New York to understand how well it served kids, parents, and families in different places. And across the board, we were pleased with the care we received. Admittedly, Little Otter’s services are not cheap (for example, psychiatry sessions are $250 each). Still, the uniqueness of the company’s specialization and its family-focused approach stood out so much that we feel like this service is worth the price because whether your child is showing signs of depression, is dealing with bullying at school, or is having attention issues, Little Otter can help you get your child the therapy or psychiatric help they need online. Plus, since it also treats babies from birth, it’s also a resource where you can get help to sleep train your baby or learn how to deal with toddler temper tantrums. No other company we evaluated offers this kind of help.

In testing the company, we found that once you sign up for Little Otter, you and your child have a “welcome session” with a “care lead.” The care lead is a clinician coordinating all the care you and your family will get through Little Otter. During this session, you’ll explain why you’re seeking therapy for your family. In this session, your care lead will assign a therapist, whom you will meet (with your child) in the following session, and you’ll finalize your treatment plan. After that, sessions will be scheduled individually for your child (and you or your family, if that’s what you need).

We appreciated how thorough this intake process was and the time the company took to figure out what treatment plan would work best—though we can see how some users might find the two welcome sessions long when they are eager to start treatment.

We were impressed with the qualifications of Little Otter’s care team; it’s made up of licensed therapists, child psychiatrists, and board-certified behavior analysts as parent specialists, all trained in the most up-to-date clinical practices for early childhood development so they can identify, diagnose, and address mental health conditions like ADHD, depression, anxiety disorders, and other common mental health conditions that affect children. If medication is needed, the company’s psychiatrists can prescribe it, and you can pick it up at your local pharmacy. 

We found that the therapists were good at developing a rapport with the kids that participated in our testing. Sessions were 45 minutes long, which is a reasonable amount of time to build trust, and joining the first session made us feel more confident in letting the children attend subsequent sessions on their own—even though our child testers were as young as 10 years old. The parenting coaching service was also beneficial. The coaches were well-trained and thoughtful, giving us insightful tips and advice for changing our behavior to better support our children and be the parents we were striving to be. 

The most significant drawbacks to Little Otter are how few states it services—it only operates in 11 states right now—and its pricing.

Therapy sessions are $200 each, and psychiatry sessions cost even more. And unless you have the one insurance plan it accepts (Kaiser Permanente), you’ll have to pay for each session out-of-pocket. The two intake sessions also cost $90 each—which is pretty expensive compared to the per-session rates.

Plans & Pricing

Little Otter isn’t a subscription service. Instead, you pay per session:

  • $90 for a 30-minute welcome session with your care lead, the clinician coordinating your Little Otter care team
  • $200 for a 45-minute session with your assigned therapist
  • $500 for a 75-minute general psychiatric evaluation
  • $250 for a 30-minute psychiatric follow-up or medication management visit

There are bundles available to help reduce the cost, though: 

  • Assessment bundle: $540 for a 90-minute assessment session plus one 45-minute therapy session
  • 12-session bundle: $2,040 for 12 45-minute therapy sessions
What Users Say

We surveyed 105 parents who had used or were still using Little Otter for their children's or families’ mental health needs. Over half said their therapists’ qualifications were much better than other online therapy companies. Seventy percent said their provider met most or all of their needs. 

In addition, three out of four users rated Little Otter as good, very good, or excellent overall, and more than three out of five users felt the same about the company’s value for the money.

Best for LGBTQIA+ : National Queer and Trans Therapists of Color Network


Why We Chose It

Trans and queer people frequently experience discrimination, homophobia, and transphobia and, over time, the impact of this trauma can take a toll on mental health. That is partly why it is estimated that queer and trans people are 2.5 times more likely than cisgender or heterosexual individuals to be diagnosed with a mental health condition—and the number is even higher for queer people of color. But finding a therapist that is LGBTQ+ affirming and accepting isn’t always as easy either, which is why the National Queer and Trans Therapists of Color Network (NQTTCN) stood out to us in our testing of 80 companies and survey of over 10,000 users. It’s a nonprofit online therapist directory that intertwines social justice and mental health support to provide a multitude of accessible resources to the LGBTQIA+ community, particularly queer and trans people of color (QTPoC).

Pros & Cons
Pros
  • Every provider identifies as a member of the LGBTQIA+ community

  • Mental Health Fund available to cover financial costs

  • Filters make finding a provider simple

  • Multiple ways to contact provider prior to sign-up

  • Many providers accept insurance or offer sliding scale costs

  • Serves two Canadian provinces and 36 U.S. states

Cons
  • Not available in 14 states

  • Not all therapists in the directory accept insurance

  • No therapist matching service

  • Number of therapists accepting new clients varies by state

  • No psychiatrists on the directory

Our Experience

We tested the National Queer and Trans Therapist of Color Network (NQTTCN) across 18 ZIP codes to get a sense of how easy or difficult it was to find a therapist that might match the different therapy needs someone might have, such as finding a Black therapist or a therapist who will write a letter of support for hormone replacement therapy. Unfortunately, NQTTCN did not have therapists available in seven of those ZIP codes because it doesn’t serve all 50 states, only 36. However, despite this, we were very impressed with the service. 

The directory makes it easy to find qualified, licensed therapists, behavioral health workers, psychologists, social workers, counselors, case managers, and peer support counselors who are members of the QTPoC community and/or specialize in treating this community through affirming, knowledgeable care.

All we had to do to search for a therapist was indicate our location (by city, ZIP code, or state) and select filters like languages spoken, whether they’re accepting new clients or providing telehealth, and if they offer a sliding scale or low fee.

Because the company is a directory, each provider we found brought their unique expertise, experience, and preferred therapeutic modalities. We could read about these in their detailed bios when we clicked on them from our search results. Bios list areas of expertise, therapeutic approaches, and information about the provider, like gender identity, race or ethnicity, pronouns, and professional credentials. Across the board, we found a range of specialties, including identity issues, trauma, relationship conflict, and sexual wellness, across different states.

For example, when searching for different needs, this directory out-performed 24 other similar services in how easy it was to find a Black therapist, a therapist willing to write a letter of support for hormone replacement therapy or medical transition or a therapist that might be able to support parents with children that were non-binary or trans in all the states we were able to test.

Unfortunately, NQTTCN does not list psychiatrists, so if you think you need medication as part of your treatment, you will need to look elsewhere. It’s also important to note that the number of therapists does vary by state: you’ll have more options in California (which has 27 therapists listed) than in Idaho (which has only one).

Plans & Pricing

Since NQTTCN is not a therapy service, like many other companies on this list, but a directory service, each therapist on the site runs their practice and sets their rates. This means that the cost per session varies widely, though, in our testing, we found therapists with rates as low as $60 per session and as high as $200 per session listed in their bios. 

We found some therapists that accept health insurance, though, so you may be able to use your plan to reduce your out-of-pocket cost. Others don't accept insurance but do offer sliding scale rates.

For therapy seekers struggling to afford mental health care, NQTTCN also offers a Mental Health Fund that covers the cost of its therapists’ services. You can apply for the fund on the website.

What Users Say

When we surveyed 180 people who had used NQTTCN to find their former or current therapist, more than four of five said they were either satisfied or very satisfied with the selection of therapists in the directory, and the same number said they were pleased with their therapist’s qualifications. Three-quarters of users would recommend NQTTCN to a friend or someone like them, and 77% would use NQTTCN again if they needed to find another therapist.

Overall, 84% rated the directory as good or very good overall, and a whopping 99% of users found a therapist who met most or all of their needs.

Best for Black Communities : Therapy For Black Girls


Therapy for Black Girls logo

Therapy for Black Girls

Why We Chose It

Mental illness can impact anyone of any age, gender identity, background, race, or ethnicity—but when it comes to accessing treatment, there are wide discrepancies. For example, people in Black communities are far less likely to sign up for therapy because of the cost, discrimination they experience from their therapist, a traumatic history with the health systems in this country, and stigma. We found several directories and therapy companies trying to change this, but of all of them, Therapy for Black Girls stood out amongst the 80 companies we reviewed. It offers a variety of resources, including a podcast and blog, that work to de-stigmatize seeking therapy as well as a comprehensive directory of over 800 therapists (in all 50 states and 13 Canadian territories) that’s easy to navigate and filter so you can find a Black therapist near you offering individual, couples, or group therapy.

Pros & Cons
Pros
  • All providers are BIPOC

  • Blog and podcast for additional information and support

  • Filters for virtual vs in-person sessions, specialty, and group options

  • Can be matched with a therapist upon request

  • You can find a psychiatrist on the directory too

  • Serves all 50 states and parts of Canada

Cons
  • Hard to identify therapist specifications

  • Payment depends on therapist

  • No therapist matching service

Our Experience

We tested Therapy for Black Girls across 18 ZIP codes to get a sense of how easy or difficult it was to find a therapist that might match 37 different therapy needs someone might have, such as wanting to work with a Black, female-identifying therapist or a therapist that has experience with issues that arise with transracial adoptions. We were pleased to discover we could find therapists in all the ZIP codes we tested since the site also serves all 50 states and parts of Canada.  

We were very impressed with the range of qualifications, expertise, and certifications of the therapists listed on Therapy for Black Girls: we were able to find licensed counselors, therapists, psychiatrists, psychologists, psychotherapists, and social workers on the platform, as well as specialties that included general conditions like anxiety, depression, addictions, trauma, and grief, as well as culturally-specific issues like race-related stress.

We could also look for therapists that offered individual therapy, couples therapy, and therapy for kids and teens, as well as psychiatrists—and you had the option of looking for therapists that saw clients in person or online. We also found it easy to find Christian counseling—which isn’t always easy to find at other directories or companies—as well as therapists that met more specific needs, like therapists that specialized in multi-racial adoption issues, adoption trauma, or racism trauma. Filtering therapist options by specialty was easy in our testing—you choose from a drop-down list to the left of available therapists after inputting your location.

We did have some problems that are worth noting: We could not choose more than one specialty at a time, so if we were looking for a therapist that met a variety of criteria (say, one who had experience in trauma, ADHD, depression, and race-related stress), we ran into errors. Instead, we had to search by choosing one specialty at a time, then read the provider’s bios to see if they had the other experience we were looking for. We also found that when a therapist didn’t use the exact keywords that the search filters did, they would sometimes be excluded from search results. For example, suppose a therapist said she had experience treating postpartum concerns. In that case, she might not have come up if we filtered results by the “parenting” filter if she didn’t include that specific keyword in her bio.

We liked that Therapy for Black Girls offers a variety of resources aimed at destigmatizing mental health care and celebrating Black experiences.

For example, it has a podcast centered around the experiences of Black women and a blog with mental health-related content, such as navigating survivor’s guilt and letting go of “survivor mode.” It also offers a “Sister Circle” that provides “a cozy corner of the internet for Black women to BE.” We appreciate how this circle gives Black women access to a community that can provide support, foster conversations about identity-related topics, offer Q&A sessions with Therapy for Black Girls professionals and provide members-only events.

Plans & Pricing

Since Therapy for Black Girls is not a therapy company but a directory, each therapist listed on the site runs their practice and sets their rates. This means that the cost per session varies widely.

In our testing, we did find it difficult to find those rates, though. While you can see whether a therapist is or is not accepting new clients clearly on the directory site, you have to dig deeper (like clicking through to the provider’s personal practice website) to find rates because most bios do not list prices or scheduling information. 

That said, we found therapists with rates that ranged from a $20 consultation to $450 an hour, with a range of prices in between (usually falling between $150 and $250). Many therapists do accept insurance, and some offer lower-cost sliding scale fees. 

What Users Say

We surveyed 180 therapy users that had used Therapy for Black Girls to find their current or former therapist. Of those, 84% said that the qualifications of the therapists in this directory were good or very good, and the same number said they were likely or very likely to recommend it to a friend. Eighty-three percent said they would use Therapy for Black Girls again if they needed another therapist. The directory also performed well overall, with more than nine out of 10 users rating the service as good or very good.

More impressive, though, is that 98% said that the therapist they found on Therapy for Black Girls met most or all of their needs.

Best Without Insurance : Open Path Collective


  • Price: $30 to $80 per session
  • Is Insurance Accepted?: No
  • Type Of Therapy: Children's Therapy, Couples Therapy, Family Therapy, Group Therapy, Individual Therapy, Medication Management, Psychiatry, Teen Counseling
Why We Chose It

According to our Cost of Therapy survey, about half of therapy-seekers are concerned about the ability to pay for their mental health treatment, with 48% saying they’d have to stop treatment if the cost went up and 38% saying they currently need financial help to pay for therapy. That’s why Open Path Collective stood out in our research of 80 companies and over 10,000 users: It's an online therapy directory that only connects you to therapists that offer sliding scale rates (ranging from $30 to $80 per session) so that you can find the affordable care you need when you’re on a tight budget.

Pros & Cons
Pros
  • Affordable sliding scale rates

  • Serves all 50 U.S. states and Canada

  • Has a strong social justice mission

  • Detailed therapist profiles

  • Only displays therapists who are taking on new clients

Cons
  • Does not accept insurance

  • Does not list psychiatrists

  • Most affordable therapists are pre-licensed

Our Experience

We tested Open Path Collective across 18 ZIP codes to get a sense of how easy or difficult it was to find a therapist that might match 37 different therapy needs someone might have—such as anger management, anxiety attacks, polyamory, or postpartum depression and anxiety—to see if it delivered on its promise to offer high-quality and affordable mental health care to middle- and low-income level therapy seekers. We’re pleased to say that it did.  

For $30, we could have a therapy session with a pre-licensed therapist (a student therapist currently obtaining their master’s degree under the clinical supervision of a licensed therapist), and for $40 to $70, we could see a therapist with more professional experience; in addition, we found couples counseling never to be more than $80 per session. In testing, we found that you can browse the Open Path Collective for free, as you can with any therapist directory. But to book a session with your chosen therapist for the sliding scale rate, you must pay a one-time fee of $65 for a lifetime membership. Each therapist bio features two prominent buttons—”Join Open Path” and “Email Therapist.” From there, you can get signed up and get the ball rolling with your chosen provider.

Low prices are not the only reason we recommend Open Path Collective. We were also impressed with the variety of therapists’ expertise.

For example, we were able to find competent therapists across all 18 ZIP codes we tested (the company serves all 50 states, Washington D.C., and Puerto Rico, as well as 13 territories in Canada) that met various needs online and in person. For example, we were able to find appropriate therapists that could provide affirming care for members of the LGBTQIA+ community and their loved ones, therapists who could speak ASL, Christian therapists, Black therapists, and therapists that treat kids and teens of any age. We were also able to find therapists with more specific or niche specializations, such as therapists with experience treating religious trauma. 

A few things to consider before using Open Path Collective to find your therapist: the service is aimed at families who make under $100,000 a year, so if you make more than that, the nonprofit asks that you look elsewhere (though this is based on the honor system—you don’t have to prove your income).

In addition, these sliding scale rates are out-of-pocket: if you want to use your health insurance to pay for your therapy, this is not the service for you. Additionally, the number of therapists available varies wildly depending on your location—for example, there are over a thousand therapists listed in Texas, whereas Wyoming has only four. You also cannot find psychiatrists here. The most affordable therapists are pre-licensed student therapists who are supervised by licensed clinicians.

Plans & Pricing

As noted above, using Open Path Collective’s directory to find a therapist with sliding scale rates requires a one-time fee of $65. Then, once you’re signed up, you can use it as often as you want to find and schedule an appointment with one of the providers listed.

Rates per session vary by the therapist but range from $30 (for a pre-licensed therapist) to $70 for a more experienced therapist. Couples therapy tends to cost $80 per session. 

What Users Say

We surveyed 180 therapy users who had used Open Path Collective to find their current or former therapist, and, across the board, users told us that they loved this directory: Nine out of 10 rated the company as good or very good, while an impressive 97% said they were able to find a therapist who met most or all of their needs. 

In addition, 84% said they would recommend Open Path to a friend or someone like them, and four out of five said they are still seeing the therapist they found on Open Path today.

Compare the 13 Best Online Therapy Services of 2023

Best For
Price
Is Insurance Accepted?
Does it Accept HSA/FSA?
Type Of Therapy
Communication Options
Reset All
BetterHelp Best for Availability $240 to $360+ per month No Yes Individual Therapy Messaging, Phone, Video Chat Learn More
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ReGain Best for Couples $240-$360+ per month No No Couples Therapy, Individual Therapy Audio, Live Chat, Messaging, Video Chat Learn More
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Talkspace Most Comprehensive $69-$109 per week for monthly plans; $65 for each additional live session Yes Yes Couples Therapy, Individual Therapy, Medication Management, Psychiatry, Teen Counseling Audio, Live Chat, Messaging, Phone, Video Chat Learn More
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Talkiatry Best for Psychiatry Depends on your insurance Yes. Yes. BCBS, Cigna, UnitedHealthcare, Aetna, Tricare, Medicare, and others Yes Individual Therapy, Medication Management, Psychiatry Video Chat Learn More
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Brightside Best for Anxiety and Depression $95-$349 per month Yes Yes Individual Therapy, Medication Management, Psychiatry Messaging, Video Chat Learn More
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E-Therapy Cafe Most Affordable $196-360 per month; $55 a session No No Couples Therapy, Individual Therapy Live Chat, Messaging, Video Chat Learn More
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Thriveworks Best for Flexibility Session rate varies by provider; starts at $99 per session Yes Yes Couples Therapy, Family Therapy, Group Therapy, Individual Therapy, Medication Management, Psychiatry, Teen Counseling Audio, Phone, Video Chat Learn More
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LifeStance Health Best Range of Specialties $150-$300 per session out-of-pocket Yes Yes Children's Therapy, Family Therapy, Group Therapy, Individual Therapy, Medication Management, Psychiatry, Teen Counseling Video Chat Learn More
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Teladoc Best With Insurance $0-$299 Yes No Couples Therapy, Individual Therapy, Psychiatry, Teen Counseling Audio, Video Chat Learn More
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Little Otter Best for Family Therapy $90 intake session fee; $540 for assessment bundle; $2,040 for 12-session bundle; $500 for psychiatric evaluation; $250 for each psychiatric follow-up Yes No Children's Therapy, Couples Therapy, Family Therapy, Teen Counseling Messaging, Video Chat Learn More
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National Queer and Trans Therapists of Color Network Best for LGBTQIA+ N/A N/A N/A N/A N/A Sign Up Now
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Therapy For Black Girls Best for Black Communities N/A N/A N/A N/A N/A Sign Up Now
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Open Path Collective Best Without Insurance $30 to $80 per session No No Children's Therapy, Couples Therapy, Family Therapy, Group Therapy, Individual Therapy, Medication Management, Psychiatry, Teen Counseling Video Chat Learn More
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How We Tested and Reviewed Online Therapy Services

We evaluated 80 online therapy companies and therapist directories in order to compile this list.

Firsthand Experience

As part of our research, we signed up for talk therapy at all 55 online therapy companies we reviewed. We tested each company's therapy services, and if the company offered other services (such as couples therapy and kid or teen therapy) we tested those too. Our testers are located all across the United States and abroad, meaning we have extensive information about each company's services in a variety of areas.

User and Brand Surveys

In addition, we surveyed more than 10,000 therapy users: 105 at each of the 55 online therapy companies and 180 at each of the 25 therapist directories. We collected over 100 different data points in which we asked users to evaluate each company's services, from their therapist's qualifications to whether they found a therapist who met all their needs to how they'd rate the company overall. We also sent questionnaires to each company we considered, asking for their perspectives on the services they provide, and we interviewed former patients and therapists at the companies where possible.

Research

In addition to the extensive research we performed on each of the 55 online therapy companies we reviewed, we also researched dozens of therapy directories. We tested each by searching for appropriate therapists for 37 hypothetical scenarios that might lead someone to search for a mental health provider across 18 zip codes. We then rated the results by how well the therapists we found in each directory could address each scenario, looking into whether it had competent, licensed therapists that were qualified to treat these issues.

Expert Recommendations

Once we completed this testing and these surveys, we evaluated our findings with the help of three licensed therapists—Amy Marschall, PsyD; Nic Hardy, PhD, LCSW; and Hannah Owens, LMSW—in order to make our recommendations. These therapists provided extensive insight into the ethics and efficacy of online therapy as well as information about relevant therapeutic modalities and approaches.

Frequently Asked Questions

  • How Do I Choose an Online Therapy Service?

    If you're considering how to choose an online therapy service, you'll want to evaluate the available choices based on the type of therapy offered (individual, couples, family, or group), whether the therapist is a good match and has the specialization you're looking for, the sign-up process and ease of use, and the cost.

  • How Much Does Online Therapy Cost?

    The cost of online therapy varies depending on the service and level of support you choose. The average cost of therapy in America is between $60 and $200 per session and the 80 services we reviewed fall squarely within that range, as well as to either side. Some online therapy companies offer pay-per-session rates, while others have subscription or membership models where you pay a set amount, ranging from $280 to more than $400 per month, for a specific number of sessions.

  • How Is Online Therapy Billed?

    At all the online therapy companies we evaluated, you pay for online therapy with a credit or debit card. Some also accept flexible spending account (FSA) or health savings account (HSA) cards. If you have health insurance and the company or therapist accepts your insurance, you may pay a copay at the time of your session or receive a bill in the mail after your health plan is billed.

  • Does Insurance Cover Online Therapy?

    Since the Affordable Care Act (ACA) was passed, mental health services are covered by most insurance plans. However, insurance generally only covers talk therapy and/or psychiatric services where you receive a diagnosis. Services like couples therapy are generally not covered. Plus, some therapists and therapy companies do not work with insurance providers, meaning you pay for out-of-pocket or seek reimbursement from your insurance provider.

  • Do Medicare and Medicaid Cover Online Therapy?

    Since the COVID-19 pandemic, Medicare and Medicaid do currently cover online therapy. This extension of online therapy benefits could change if and when the public health emergency is lifted. As of right now, it’s covered. But like you generally do with any insurance, you will want to check that the online therapy service or practitioner you choose is covered.

  • Should I Be Concerned About My Privacy When Using Online Therapy Services?

    Online therapy companies, like all online services, collect personal data and information about anyone that visits their sites and uses their services. In addition, since online therapy companies are telehealth services, they also collect and store private health information about their patients. 

    In order to know how an online therapy company uses, stores, or shares your private data, we recommend reading the company’s terms and conditions and privacy policy. Look for any mention of which third parties it shares information with (i.e., does it share with advertisers?) and see if the company states that it is HIPAA-compliant (which means that it follows the federal law protecting personal health information). 

    As for what you discuss in session, your online therapist will follow the same client-to-therapist confidentiality rules as an in-person therapist: They will not share what you discuss with them unless you are a threat to yourself or others, or there is evidence of abuse or neglect to a child, elderly person, or person with disabilities.

Woman review online therapy Choices

Verywell Mind / Designed by Amelia Manley

Article Sources
Verywell Mind uses only high-quality sources, including peer-reviewed studies, to support the facts within our articles. Read our editorial process to learn more about how we fact-check and keep our content accurate, reliable, and trustworthy.
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By Hannah Owens, LMSW
Hannah Owens is the Mental Health/General Health Editor for performance marketing at Verywell. She is a licensed social worker with clinical experience in community mental health.

Additional reporting by
Simone Scully
simone-scully-verywell

Simone is the health editorial director for performance marketing at Verywell. She has over a decade of experience as a professional journalist covering mental health, chronic conditions, medicine, and science.

Learn about our editorial process
Edited by
Simone Scully
simone-scully-verywell

Simone is the health editorial director for performance marketing at Verywell. She has over a decade of experience as a professional journalist covering mental health, chronic conditions, medicine, and science.

Learn about our editorial process
and
Hannah Owens, LMSW
Hannah Owens

Hannah Owens is the Mental Health/General Health Editor for performance marketing at Verywell. She is a licensed social worker with clinical experience in community mental health.

Learn about our editorial process